Bank Reliability Rating 2016 according to the Central Bank was compiled based on such key performance indicators as the volume of assets and the amount of capital of financial institutions. They give the opportunity to talk about the stability of a financial institution this year.
10. UniCredit Bank | Assets 1.32 trillion rubles
UniCredit Bank opens the top ten most reliable financial institutions in Russia. As of 2016, the bank's assets amounted to 1.32 trillion. rubles, and the amount of capital - 169 billion rubles. The organization has 13 branches, 14 representative offices and about 10 operational offices. The Bank provides the population with a wide range of financial services and banking products. Its customers have already become more than 1.5 million individuals and over 30 thousand enterprises.
9. National Clearing Center | Assets 1.39 trillion rubles
National Clearing Center, thanks to its assets, which are estimated at 1.39 trillion. and capital of 51 billion is considered one of the most reliable banks in the country. NCC is a subsidiary of the Moscow Exchange Group. The bank's activities are related to clearing services, performing the functions of a central counterparty in the foreign exchange market, as well as the securities and derivatives market. The main shareholders of NCC are the Central Bank of the Russian Federation, Sberbank of Russia, Vnesheconombank and others.
8. Bank of Moscow | Assets 1.75 trillion rubles
Bank of Moscow with assets of 1.75 trillion. and with a capital of 168 billion, it is on the eighth line of the rating of Russian financial institutions in terms of reliability. The Bank is a subsidiary of VTB State Banking Group. The high reliability of the credit institution is confirmed by the fact that in the event of a financial crisis, the bank will attract funds from the parent group and the Central Bank. All customer deposits are insured in the state Deposit Insurance System. More than 9 million private individuals and about 120 thousand legal entities and large enterprises cooperate with a financial and credit institution. Across the country, more than 400 branches of the branch network are located.
7. Alfa Bank | Assets 2.16 trillion rubles
Alfa Bank - The universal and largest bank in the Russian Federation with assets of 2.16 trillion. and a capital of 274 billion. The reliability of the organization allows judging not only the volume of assets and the amount of capital, but also the number of customers, as well as enterprises using its services. The financial and credit institution has about 6 million customers among individuals and 60 thousand enterprises that use Alfa-Bank's product and services. The branch network of the company consists of 7 representative offices and 500 branches throughout the country. This bank is the owner of more than one award and is one of the best in Russia in the field of providing large capital management and private banking services.
6. Russian Agricultural Bank | Assets 2.55 trillion rubles
Russian Agricultural Bank - State financial and credit institution of the Russian Federation. This is one of the largest and most reliable banks in the country with assets of 2.55 trillion. and a capital of 428 billion. 78 units, 120 operational offices and about 1,100 additional offices are located in the country. This fact indicates a developed branch network of the bank, which ranks 2nd in the number of open divisions. The activities of the financial institution are aimed at meeting the needs of agricultural producers of the Russian Federation and the rural population in banking products and services. Individuals are provided with a wide range of services, including lending, deposits, bank cards and more.
5. Financial Corporation Opening | Assets 2.81 trillion rubles
Discovery Finance Corporation - A universal retail bank is one of the ten largest and most reliable financial and credit institutions in Russia. The volume of assets owned by Otkritie Financial Corporation exceeds 2, 81 trillion. rubles, and the amount of capital - more than 215 billion. The financial institution works both with individuals and with small business entrepreneurs. The banking group has about 550 points in 60 cities of the country. The credit institution offers a huge range of services to corporate, retail, and small business clients. Over 44 thousand corporate clients, more than 117 thousand small business clients, as well as about 4 million individuals use the services of Discovery FC.
4. VTB 24 | Assets 3 trillion rubles
VTB 24 - One of the largest Russian banks with assets in the amount of about 3 billion and capital of 264 million. The largest financial institution has more than 70 offices throughout the Russian Federation. “VTB 24” specializes in issuing and servicing bank cards, lending, term deposits, and also provides remote account management services, loans with grace periods and more. Customers can use many services around the clock through an online bank. A financial institution works with small businesses, entrepreneurs and individuals.
3. Gazprombank | Assets 5 trillion rubles
Gazprombank opens the top three most reliable and largest banks in Russia. Its customers are more than 45 thousand organizations, as well as approximately 4 million individuals. All deposits must be insured in the Deposit Insurance System. Gazprombank's assets, according to 2016, amount to about 5 trillion. rubles, and capital - 637 billion rubles. Through the multinational corporation PJSC Gazprom, the state indirectly participates in the bank’s capital. The range of services of the universal financial institution of Russia includes banking, financial, investment products, as well as services to corporate clients and individuals.
2. VTB | Assets 8.74 trillion rubles
VTB (Vneshtorgbank) is Russia's largest commercial financial and credit institution with state participation. The Russian government is the owner of 60.9% of the bank. In terms of assets, which amount to 8.74 trillion. rub., and capital in 1 trillion. rub., VTB takes second place, after Sberbank. One of the largest subsidiaries of a financial institution is VTB 24, VTB-Leasing, Bank of Moscow and others. In the ranking of the largest companies in developing countries, Vneshtorgbank is located at 38th place.
1. Sberbank of Russia | Assets 22.43 trillion rubles
Sberbank of Russia - The largest commercial bank in Russia with an assets of 22, 43 trillion. considered the most reliable financial institution at the beginning of 2016 according to the Central Bank. The capital of the credit institution at the end of last year amounted to 2.63 trillion. The main creditor of the Russian economy holds the lion's share of the deposit market. About 46% of household deposits, 39% of loans to individuals and 32% to legal entities account for it. Throughout the state there are 14 banks, as well as 16,000 branches of Sberbank. More than half of the country's population and about 11 million people abroad use the services of a financial giant. Sberbank provides its customers a wide range of services: deposits and lending, bank insurance, brokerage services and more. Of the 4.5 million registered legal entities in the Russian Federation, 1 million enterprises are customers of Sberbank.